you need a bungus.
bungus tells you if you're gonna make it to next month.
or not. either way, you'll know.
how it works
throw your stuff in
accounts, bills, paychecks, that gym membership you keep meaning to cancel. takes like 5 minutes.
bungus does the rest
it learns when your bills actually hit, how much they really cost, and runs the numbers on what's coming.
you stop spiraling at 2am
see weeks or months ahead. know when it's gonna be tight. fix it before it's a problem.
am I gonna be okay?
bungus runs hundreds of scenarios and shows you what's actually coming. not one number. the whole range: best case, worst case, and the realistic middle. what if three bills land the same week your paycheck is late? you'll know.
bungus knows your bills better than you do
your electric bill isn't $140 every month. sometimes it's $112, sometimes it's $183. bungus learns the real range and when things actually hit. late fees, grace periods, business day adjustments. it models bills the way they actually work, not how they're supposed to.
test drive your life decisions
thinking about moving? switching jobs? getting married? throw it into a plan and see what happens to your money before you commit. "if I take this job, I'm good through October. if I don't, it gets weird by August."
money in different currencies? sure
USD checking, EUR freelance income, GBP side gig. bungus tracks each currency separately and even models exchange rate uncertainty. it doesn't pretend rates stay the same forever.
also it does all this
import your bank data
drop in an OFX file. bungus deduplicates, auto-categorizes, and links transactions to your bills.
risk of ruin
the % chance your balance goes negative in the next 6 months. color-coded so you know when to worry.
everything streams live
no loading spinners. watch the simulation fan out in real time as bungus runs the numbers.
many ways to see the future
lines, bands, or traces. percentile curves, confidence ranges, or every individual scenario. pick whichever clicks.
business days and holidays
bills that land on weekends get shifted. settlement delays. bungus handles the calendar stuff so you don't have to.
bills evolve over time
rent went up in January? bungus tracks versions. the old rate stays for history, the new one takes over going forward.
people are saying things
"bungus told me March 22nd was gonna be rough. it was right."
early user
"I don't know what a bungus is but it fixed my finances"
early user
"I modeled my move to Denver and it literally changed my decision"
early user
pricing
$9/mo
billed monthly
- unlimited accounts & currencies
- monte carlo cash flow simulation
- plan big life stuff (moves, jobs, weddings)
- learns your patterns over time
$90/yr
$7.50/mo billed annually
- unlimited accounts & currencies
- monte carlo cash flow simulation
- plan big life stuff (moves, jobs, weddings)
- learns your patterns over time
30 days free. cancel before then and you pay nothing.